• Free Credit Analysis, we will take the time to go over your credit with you line item by line item, no silly talking computers!
• Provide unlimited proven dispute letters to remove the inaccurate derogatory information on your report for an entire year.
• Provide an educational informative package packed with beneficial secrets and methods to build and maintain your credit. You get to keep and share this with family and friends. Does a family member have a question? Give us a call, we will take the time to answer their question as well.
• Verbal disputes and/or negotiations on the phone with your creditors and/or collections agencies. We will educate your creditors as to their inaccurate reporting and demand correction or deletion. (case by case basis)
• Continual analysis, with additional dispute letters sent until your credit is high enough to place you into a beneficial loan program for up to one year!
• Continual education for a full year on how to build and maintain your credit, plus any additional literature to back it up!
• Free credit support for 1 year to answer any questions you may have regarding your credit, how to apply for credit, and whom to watch out for when applying for credit.
• Peace of mind and assurance that you are making the correct decisions to maximize your credit standing.

Steps to Your Smart Credit.

1. Apply here online or sign an authorization to view credit supplied by your loan officer. Submit online or fax authorization to 425-250-3395, make sure to give the best phone number and time to reach you at.
2. Wait for a call from a Credit Specialist who will provide you with a free credit analysis.
3. Fill out an application provided by Your Smart Credit, and provide billing information. Email or fax application back..
4. Wait for the welcome call from Your Smart Credit. At this time, we will re-discuss a course of action and send out your welcome pack with your personal pre-formatted dispute letters.
5. Mail dispute letters to pertaining bureaus and/or creditors.
6. Sit back and relax. It takes approximately 30-45 days to receive responses from creditors and/or bureaus. At this time please forward responses via email, fax or mail.
7. Wait for a call from your credit specialist to go over your responses with you. If needed at this time, your specialist will suggest the next course of action.